General
What is SwyftTrust?
SwyftTrust is a multi‑service international bank offering personal, business, and wealth management. We combine enterprise‑grade security with global reach, all managed from a single dashboard.
Is SwyftTrust a licensed bank?
Yes, we operate under strict regulatory oversight in every jurisdiction we serve. Your funds are protected by applicable deposit insurance schemes and our own security protocols.
How do I open an account?
Click "Get Started" on our homepage, verify your identity with a government ID and proof of address, and your account will be activated within 24 hours.
Are there monthly fees?
We offer a free Core plan for personal accounts. Premium plans with additional benefits start at $9.99/month. Business and wealth services have tailored pricing — contact us for details.
Can I have a joint account?
Yes, joint personal accounts and multi‑user business accounts are available. You can set custom permissions for each user from your dashboard.
Personal Banking
How many currencies can I hold?
You can hold, send, and receive 35+ currencies, including USD, EUR, GBP, JPY, CHF, and many more. Local IBANs are available for EUR, GBP, and others.
What loans do you offer?
We offer personal loans, auto loans, and mortgages with competitive rates. Eligibility depends on your account history and credit assessment — apply directly from your dashboard.
How does escrow work?
We hold the funds securely until both parties confirm the transaction terms. Ideal for high‑value purchases, real estate, or freelance agreements. Release is instant once conditions are met.
How do I request a refund?
Log into your dashboard, go to "Refunds & Disputes", and initiate a chargeback or refund request. Our team responds within 24 hours.
Is my money insured?
Yes. All deposits are covered by applicable deposit guarantee schemes up to the limits defined by your jurisdiction, plus our own fraud‑monitoring safeguards.
Business & International
Can I open a business account remotely?
Absolutely. The entire process is digital — upload your company documents, verify your identity, and we'll activate your account within 48 hours.
What are your exchange rates and fees?
We offer interbank exchange rates with a low, transparent markup — no hidden fees. Check the real‑time quote in your dashboard before converting.
How fast are international transfers?
SEPA transfers arrive in 1–2 business days, SWIFT transfers typically 1–3 days. We also support instant SEPA for eligible corridors.
Do you offer trade finance?
Yes, we provide letters of credit, bank guarantees, and supply‑chain financing. Talk to your relationship manager or contact our business support team.
What merchant solutions does SwyftTrust have?
We offer a unified payment gateway, POS integration, and multi‑currency settlement so you can accept payments online and in‑store worldwide.
Wealth & Investing
How does wealth management work?
A dedicated advisor works with you to create a personalized investment strategy. You can monitor performance, adjust allocations, and schedule reviews — all from your dashboard.
Do you offer retirement planning?
Yes, we support IRAs, 401(k) rollovers, pension plans, and other tax‑efficient retirement vehicles depending on your country of residence.
Can I access market research?
All wealth clients receive real‑time market insights, analyst reports, and AI‑powered alerts. Premium clients get exclusive briefings from our research desk.
How do I book an advisor appointment?
Premium clients can schedule directly from the dashboard. New clients can request a callback via our contact page or by calling us.
Is there a minimum investment?
Our standard wealth account requires a $5,000 minimum initial deposit. For premium advisory services, the minimum is $50,000 — but we'll tailor a plan that fits your goals.
